A recent and very important change in lending guidelines regarding cash out refinances is starting to rear its ugly head.  Bottom line is that cash out refinances are now not allowed within the first six months of a purchase transaction for all occupancy types.  How does this affect potential buyers?  Properties that are priced to sell are receiving multiple offers, especially REO’s.  Many buyers, whether buying a property as an investment, second home, or even principal residence, are deciding to...continue reading...

Interactive Maps from Google allow you to virtually tour communities and neighborhoods with eerie accuracy. Here are a few of the tools that can aid you in your electronic walk-though: Street View - Take a walk through a neighborhood street from the comfort of your living room with Google's Street View tool. Drag the little yellow man around the map to see a community from his perspective. Traffic - Never get caught in traffic again! Just use the Google Traffic tool...continue reading...

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Hello Hot On Real Estate Readers...We are Now "Hot On San Diego" Real Estate at Windermere Exclusive Properties in San Diego! As many of you already know, we have been working in real estate and financial Services for more than twenty-five years and have called San Diego our home since 1982. As you can imagine, with such a long and extensive background in real estate people are always asking us questions about the San Diego market as it exists...continue reading...