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	<title>HotOnSanDiego - Real Estate News &#38; Information For Escondido, Rancho Bernardo, and North County &#187; Mortgage News</title>
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	<description>Hot Topics On San Diego Real Estate</description>
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		<title>New Proposal to Help Homeowners Refinance</title>
		<link>http://hotonsandiego.com/2012/02/06/new-proposal-to-help-homeowners-refinance/</link>
		<comments>http://hotonsandiego.com/2012/02/06/new-proposal-to-help-homeowners-refinance/#comments</comments>
		<pubDate>Mon, 06 Feb 2012 16:51:48 +0000</pubDate>
		<dc:creator>Rich Johnson</dc:creator>
				<category><![CDATA[Foreclosures & Short Sales]]></category>
		<category><![CDATA[Market Trends]]></category>
		<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://hotonsandiego.com/?p=4227</guid>
		<description><![CDATA[ The Obama administration has proposed a national refinance plan in an effort to stimulate the housing market by helping those homeowners who are underwater on their mortgages, or owe more on their loan than what the home is currently worth. Based on the proposal, the program would be available to responsible mortgage borrowers...and could save them up to $3,000 a year if they were to partake in the program.]]></description>
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		</item>
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		<title>Finding A Home With Less Than Perfect Credit</title>
		<link>http://hotonsandiego.com/2012/01/10/finding-a-home-with-less-than-perfect-credit/</link>
		<comments>http://hotonsandiego.com/2012/01/10/finding-a-home-with-less-than-perfect-credit/#comments</comments>
		<pubDate>Wed, 11 Jan 2012 03:47:12 +0000</pubDate>
		<dc:creator>Rich Johnson</dc:creator>
				<category><![CDATA[Find Your Home]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[home loans for challenged credit]]></category>
		<category><![CDATA[low fico score home loans]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[samuel scott financial group]]></category>

		<guid isPermaLink="false">http://hotonsandiego.com/?p=4171</guid>
		<description><![CDATA[Things are really changing and the landscape is ever shifting in the financial minefields that potential homeowners are navigating.  However there are many new and positive developments appearing on the horizon lately, not the least of which is a new loan program for those with challenged credit FICO scores between 500-600. ]]></description>
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		<title>Renting to College Students- It&#8217;s not Crazy, It&#8217;s a Good Investment</title>
		<link>http://hotonsandiego.com/2011/12/29/renting-to-college-students-its-not-crazy-its-a-good-investment/</link>
		<comments>http://hotonsandiego.com/2011/12/29/renting-to-college-students-its-not-crazy-its-a-good-investment/#comments</comments>
		<pubDate>Thu, 29 Dec 2011 16:45:49 +0000</pubDate>
		<dc:creator>Rich Johnson</dc:creator>
				<category><![CDATA[Find Your Home]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[college student housing]]></category>
		<category><![CDATA[Escondido Homes for sale]]></category>
		<category><![CDATA[escondido investment homes]]></category>
		<category><![CDATA[escondido realtors]]></category>
		<category><![CDATA[homes for investors]]></category>
		<category><![CDATA[investment advice]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[Rancho Bernardo Homes For Sale]]></category>
		<category><![CDATA[Real Living Lifestyles Real Estate]]></category>
		<category><![CDATA[rich johnson]]></category>
		<category><![CDATA[san diego investment properties]]></category>
		<category><![CDATA[San Diego Real Estate]]></category>
		<category><![CDATA[Sue Johnson]]></category>

		<guid isPermaLink="false">http://hotonsandiego.com/?p=4098</guid>
		<description><![CDATA[Another great article from our financial guru's at Samuel Scott Financial Group.  They are always on the cutting edge of home financing and continually update us on ways to help our buyers get the best home loans or make terrific investments.  This one may surprise you... it did me but after checking this out this is an amazing opportunity!  We have lots of data and info on SSFG on this website;  just go to the "Hot Loans" tab and it will take you several pages and all of their contact information.  So read on below on why renting to college students isn't crazy and why it could be a great investment for you!]]></description>
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		<title>Homebuying Is Now Cheaper Than Renting</title>
		<link>http://hotonsandiego.com/2011/12/28/homebuying-is-now-cheaper-than-renting/</link>
		<comments>http://hotonsandiego.com/2011/12/28/homebuying-is-now-cheaper-than-renting/#comments</comments>
		<pubDate>Wed, 28 Dec 2011 17:45:13 +0000</pubDate>
		<dc:creator>Rich Johnson</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Rancho Bernardo]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[Real Living Lifestyles]]></category>
		<category><![CDATA[Rent Vs. Buy]]></category>
		<category><![CDATA[Brookside Real Estate]]></category>
		<category><![CDATA[Rancho Bernardo Homes For Sale]]></category>
		<category><![CDATA[Real Living Lifestyles Real Estate]]></category>
		<category><![CDATA[Rent Vs. Buy a home]]></category>
		<category><![CDATA[rich johnson]]></category>
		<category><![CDATA[San Diego Real Estate]]></category>

		<guid isPermaLink="false">http://hotonsandiego.com/?p=4082</guid>
		<description><![CDATA[Wow, another article is out that really shows how affordable housing has become.  We&#8217;ve been watching interest rates and home prices come down so substantially that now it&#8217;s cheaper to buy than rent in 74% of the country&#8217;s cities!  Read the article and let us know your thoughts on whether you think it&#8217;s a good [...]]]></description>
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		<title>New Stated Income Product from Samuel Scott Financial Group</title>
		<link>http://hotonsandiego.com/2011/12/16/new-stated-income-product-from-samuel-scott-financial-group/</link>
		<comments>http://hotonsandiego.com/2011/12/16/new-stated-income-product-from-samuel-scott-financial-group/#comments</comments>
		<pubDate>Fri, 16 Dec 2011 16:25:36 +0000</pubDate>
		<dc:creator>Rich Johnson</dc:creator>
				<category><![CDATA[Find Your Home]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[mortgage news in san diego]]></category>
		<category><![CDATA[new stated incme home loan product available]]></category>
		<category><![CDATA[samuel scott financial group]]></category>
		<category><![CDATA[self employed loans]]></category>
		<category><![CDATA[stated income home loans]]></category>
		<category><![CDATA[stated income mortgages]]></category>

		<guid isPermaLink="false">http://hotonsandiego.com/?p=4075</guid>
		<description><![CDATA[Have you been looking for ways to buy a home but been stymied by the fact that there have been no "stated income" programs for those self employed individuals like ourselves?  We are really excited to announce that we and our customers now have access to a great new program through our loan team at Samuel Scott Financial Group]]></description>
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		</item>
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		<title>Congress Restores FHA Loan Limits</title>
		<link>http://hotonsandiego.com/2011/11/19/congress-restores-the-loan-limits-for-the-fha-for-2-years/</link>
		<comments>http://hotonsandiego.com/2011/11/19/congress-restores-the-loan-limits-for-the-fha-for-2-years/#comments</comments>
		<pubDate>Sat, 19 Nov 2011 17:56:13 +0000</pubDate>
		<dc:creator>Rich Johnson</dc:creator>
				<category><![CDATA[FHA]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Brookside Escondido]]></category>
		<category><![CDATA[congress restores fha loan limits]]></category>
		<category><![CDATA[fha]]></category>
		<category><![CDATA[mortgage conforming loan limits]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[Rancho Bernardo Homes For Sale]]></category>
		<category><![CDATA[Sue Johnson]]></category>

		<guid isPermaLink="false">http://hotonsandiego.com/?p=3983</guid>
		<description><![CDATA[Last night Congress restored the loan limits for the Federal Housing Administration (FHA) for two years.  As you know, in late September the FHA, Fannie Mae; and Freddie Mac loan limits were reduced in 42 states pricing potential home buyers out of the American Dream of home ownership and holding back the housing recovery. 
]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Run To The Phone and Call Sue Johnson &#8211; Mortgage Rates May Rise Soon!</title>
		<link>http://hotonsandiego.com/2011/11/06/run-to-the-phone-and-call-your-agent-%e2%80%93-record-low-mortgage-rates-may-rise/</link>
		<comments>http://hotonsandiego.com/2011/11/06/run-to-the-phone-and-call-your-agent-%e2%80%93-record-low-mortgage-rates-may-rise/#comments</comments>
		<pubDate>Mon, 07 Nov 2011 03:26:31 +0000</pubDate>
		<dc:creator>Rich Johnson</dc:creator>
				<category><![CDATA[Market Trends]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[VA Loans]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[record low interest rates]]></category>
		<category><![CDATA[san diego interest rates]]></category>
		<category><![CDATA[san diego mortgage nwes]]></category>
		<category><![CDATA[Sue Johnson]]></category>

		<guid isPermaLink="false">http://hotonsandiego.com/?p=3965</guid>
		<description><![CDATA[You may want to stop waiting and start moving on the purchase your new home or refinance of your existing home; the average rate on the 30-year fixed mortgage rose sharply this week after falling below 4 percent for the first time in history.
Freddie Mac said Thursday that the rate on the 30-year fixed loan rose to 4.12 percent]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>HotOnSanDiego Mortgage Update from Samuel Scott Financial Group</title>
		<link>http://hotonsandiego.com/2011/10/10/hotonsandiego-mortgage-update-from-samuel-scott-financial-group/</link>
		<comments>http://hotonsandiego.com/2011/10/10/hotonsandiego-mortgage-update-from-samuel-scott-financial-group/#comments</comments>
		<pubDate>Mon, 10 Oct 2011 16:45:29 +0000</pubDate>
		<dc:creator>Rich Johnson</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[financial news]]></category>
		<category><![CDATA[home buyers]]></category>
		<category><![CDATA[Homes for sale in Escondido]]></category>
		<category><![CDATA[homes for sale in poway]]></category>
		<category><![CDATA[homes for sale in san marcos]]></category>
		<category><![CDATA[mortgage rates]]></category>

		<guid isPermaLink="false">http://hotonsandiego.com/?p=3581</guid>
		<description><![CDATA[Here is the latest update from our mortgage partner Dean Brown with Samuel Scott Financial Group.  Mortgages have never been less expensive but still face lots of challenges due to harder qualification guidelines.  See below: People say that “life is full of surprises.” And indeed, last week’s Jobs Report contained several surprises. Read on to [...]]]></description>
		<wfw:commentRss>http://hotonsandiego.com/2011/10/10/hotonsandiego-mortgage-update-from-samuel-scott-financial-group/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Brian Tracy Speaks At Real Living Event</title>
		<link>http://hotonsandiego.com/2011/09/18/brian-tracy-speaks-at-real-living-lifestyles-event/</link>
		<comments>http://hotonsandiego.com/2011/09/18/brian-tracy-speaks-at-real-living-lifestyles-event/#comments</comments>
		<pubDate>Sun, 18 Sep 2011 17:36:14 +0000</pubDate>
		<dc:creator>Rich Johnson</dc:creator>
				<category><![CDATA[Agents]]></category>
		<category><![CDATA[Market Trends]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Rancho Bernardo]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[Real Living Lifestyles]]></category>

		<guid isPermaLink="false">http://hotonsandiego.com/?p=2943</guid>
		<description><![CDATA[Real Living Lifestyles is sponsoring an exclusive Brian Tracy Seminar on September 21, from 3-5pm at the Del Mar Marriott. Brian Tracy is one of the top business speakers in the world today. He has addressed more than 5,000 audiences in 58 countries on the subjects of personal and business success. At this event he [...]]]></description>
		<wfw:commentRss>http://hotonsandiego.com/2011/09/18/brian-tracy-speaks-at-real-living-lifestyles-event/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Where Are All The Foreclosures?</title>
		<link>http://hotonsandiego.com/2011/09/14/where-are-all-the-foreclosures/</link>
		<comments>http://hotonsandiego.com/2011/09/14/where-are-all-the-foreclosures/#comments</comments>
		<pubDate>Thu, 15 Sep 2011 02:02:38 +0000</pubDate>
		<dc:creator>Rich Johnson</dc:creator>
				<category><![CDATA[Foreclosures & Short Sales]]></category>
		<category><![CDATA[Market Trends]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Brookside Escondido]]></category>
		<category><![CDATA[Forclosures]]></category>
		<category><![CDATA[fore]]></category>
		<category><![CDATA[Homes for sale in Brookside Escondido]]></category>
		<category><![CDATA[Rancho Bernardo Real Estate]]></category>
		<category><![CDATA[Sue Johnson]]></category>

		<guid isPermaLink="false">http://hotonsandiego.com/?p=2884</guid>
		<description><![CDATA[With all the pundits talking about phantom inventory and the huge surplus of foreclosures, one would expect a massive number of bank-owned properties to be on the market.]]></description>
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