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Homebuyer Tax Credit
HAMP program – Home Affordable Mortgage Program for loan modification. This is where the home owner must start. 80% of loan modifications fail.
HAFA program – Home Affordable Foreclosure Alternative Program refers to the short sale process expedited.
HAMP starts with a phone call from the seller/borrower requesting the loan mod through HAMP. Only 20% of these requests actually get approved.
More Interesting Stats:
3 million Hamp program packages that have been sent to clients.
1 million loan mods in process. Which leaves 800,000 short sales coming up that are currently in the pipeline.
How much does the borrower’s credit get dinged by a short …