Are you thinking of buying a home in Rancho Bernardo? If so, with the world of financing having been turned upside down in the last year, reviewing your options is what our team recommends to our clients and in conjunction with our team's lender. The right or wrong decision when signing your home mortgage can mean thousands of dollars difference in interest paid. There are very important considerations to evaluate before you commit to a 15 or 30 year note....continue reading...

The New Reality In Today's Market With today's focus on the value of residential real estate, one of the most critical aspects of purchasing a property is it's physical condition. The professional appraisal required to obtain financing is a very comprehensive analysis of the property's value, including condition.  In particular, when a Buyer is looking at foreclosed or bank-owned properties (known as Real Estate Owned or REOs) the property's physical condition will come under very close scrutiny by both the...continue reading...

Sue Johnson has earned the prestigious GRI (Graduate of Realtor Institute) designation.  She joins other top producers in the residential real estate industry who hold the designation across the nation. Sue Johnson earned the "Graduate REALTOR®  Institute” (GRI) designation by attending a specific, intensive series of a minimum of 90 hours of classroom instruction, covering a variety of subjects including:  contract law, professional standards, sales and marketing, finance, and risk reduction. In addition, she has learned the fundamentals of brokerage and...continue reading...