We just took another fabulous new listing in Rancho Bernardo in the exclusive gated community of Bernardo Point. This development, located adjacent to 4S Ranch, has large homes on good sized lots without the high Mello-Roos and HOA fees common in new developments of Rancho Bernardo and the 4S Ranch. The home is located in the gated community of Bernardo Point. Sitting on a large lot on a beautiful street, you'll live in a very desirable neighborhood. With...continue reading...

Many buyers are choosing to retain their current residences and turn them into rental properties. Ideally, the rent received will be enough to cover the mortgage payment if not more, and in the long run the buyer will enjoy appreciation on the property as well. As far as qualifying for their home purchase, lenders would typically accept 75% of the new rent to help offset the mortgage payment of the retained property instead of counting the entire payment...continue reading...

I had to stop for gas yesterday on my way home, having milked my gas tank down to 3 miles remaining. Since I was driving my Mercury Mountaineer SUV, I paused to think as I looked at the $4.47 price per gallon. I did a quick calculation in my head...$4.47 times 21 gallons, gee that's over $90 bucks! And that didn't include the quick drive-thru car wash I was going to get and desperately needed. After the pump stopped filling up,...continue reading...

Ever feel like a sitting duck in a pond with a bunch of hunters surrounding you? In this current Real Estate climate you’re not alone. Not only are we, the agents, feeling like sitting ducks, so too are you…our potential buyers and sellers. Just imagine, you’re minding your own business, doing your job, providing for your family and drawing a pay check so you can pay all your bills and all of a sudden your mortgage company sends you a letter. In...continue reading...