All of us know someone who is having difficulties paying their mortgage these days.

We recently received the information below about a non-profit resource they can access. It was given to us by a fellow Realtor, who serves on the Risk Management Committe with me at San Diego Association of Realtors, and I believe it is very good information to pass on to people who find themselves in this situation.

Organization: Community Housing Works

National Hot line: 1-888-995-HOPE or www.995hope.org

Local Contact: Francisco Gonzales, 619-282-6647

Monthly Home Clinics, Saturdays, sponsored by many non-profit agencies, such as Fair Housing Council, Springboard, etc.

Go to www.housingcollaborative.org for info and dates.

A former Vice President of SDAR, K. J. Koljonen, works at the Community Housing Works. She is VP, resource management. The web page for Community Housing works is www.chworks.org. It has two offices, one in San Diego at 4305 University, and one in Escondido, at 1820 So. Escondido Blvd.

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